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Test user accounts

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In-Store API

Give your shoppers the option to pay with Zip in-store with our point-of-sale API.

Before and during the implementation of your API calls and Payment Flows, you will require some test customer accounts on hand.

These details will allow you to:

  • Generate a customer in-store 6-digit pin / barcode using the Zip mobile web login
  • Force the various possible customer application results (approval / decline / cancel)
  • Test the end to end flow of orders

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Test transactions

Purchases completed in the test environment are not processed by our production system and will only generate dummy invoices, transactions and fees.

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Unique test email addresses required

For the email address you will need to use a different email address for each account you want to create or test. You can use a temporary email provider like mailinator.com or sharklasers.com for this.

Test accounts

Use the following details to register a new account:

When a customer creates a Zip account, they will either be creating a:

Using the above links you can trigger the test application flow for each, and using the below details you can force the various application results.

See a first hand demonstration of account creation here

Automatic Approval

  • Last name: APPROVETEST
  • Drivers license: 1111111111

Automatic Decline

  • Last name: DECLINETEST
  • Drivers license: 3333333333

Automatic Referral

  • Last name: REFERTEST
  • Drivers license: 2222222222

    For a referral test, you will need one of our team to approve or decline the application for you to test this scenario. Please email [email protected] to complete this.

For the online banking step

  • Select "Bank of Statements"
  • Username: 12345678
  • Password: TestMyMoney

Mobile phone verification

  • For the mobile phone enter:
  • Number = 0400000000
  • Sms code = 123456

Credit Card Details

  • Card Number: 4726780000001232
  • Expiry: any month/year in future
  • CCV: 123


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Payment flow

Now that everything is in place to begin, its time to determine the right payment flow for your business.

Updated 11 months ago